Na'urar Lissafin Ci Gaban Haɗaka
Yi hasashen ma'aunin farawa gaba a wani kason ci gaba na yau da kullum, ka ga, rana bi da rana, yadda compounding ke gina kansa — kyauta, babu buƙatar rajista.
Bayanan Shigarwa
Sakamakon Hasashe
Matakan Bunƙasa
| Rana | Ma'auni | Jimlar riba |
|---|---|---|
| 10 | $814.45 | $314.45 |
| 20 | $1,326.65 | $826.65 |
| 30 | $2,160.97 | $1,660.97 |
Yadda ake amfani da wannan na'urar lissafi
Shigar da ma'aunin farawa, kason ci gaba na yau da kullum, da yawan kwanaki. Na'urar lissafi tana haɗa ci gaban kowace rana zuwa ma'aunin da ya gudana daga ranar da ta gabata — don haka kason da bai canza ba na yau da kullum yana samar da lanƙwasa, ba layi madaidaici ba, saboda kwanaki na baya suna girma daga babban ma'auni fiye da kwanakin farko.
Tsarin lissafi, tare da misali
Ma'aunin farawa $500, ci gaba na yau da kullum 5%, kwanaki 3
- Rana 1: $500 + (5% × $500) = $500 + $25 = $525
- Rana 2: $525 + (5% × $525) = $525 + $26.25 = $551.25
- Rana 3: $551.25 + (5% × $551.25) = $551.25 + $27.56 = $578.81
Ana lissafta ci gaban kowace rana bisa ma'aunin ƙarshe na ranar da ta gabata, ba ma'aunin farawa na asali ba — wannan shine abin da ke sa shi compounding maimakon ci gaba mai sauƙi.
Me ya sa haɗari a kowace ciniki yake da muhimmanci a nan ma
Hasashen compounding yana ɗauka cewa kason ci gaba yana tsayawa duk rana. Ciniki na gaskiya ba haka yake aiki ba — ciniki mai asara na faruwa, kuma nawa kake haɗari a kowace ciniki ne ke tantance nawa jerin asara zai sa hasashe ya koma baya. More Than Money Academy tana koyarwa cewa a yi haɗarin 1%-2% na asusunka a kowace ciniki a matsayin mafi girma, kuma kada ka taɓa yin haɗari fiye da abin da za ka iya rasa, musamman saboda babbar asara tana yin illa mafi girma ga ma'aunin compounding fiye da yadda riba mai daidai take dawo da shi.
Wannan hasashe ne, ba alkawari ba. Yana ɗauka aiki na yau da kullum daidai ba tare da la'akari da drawdowns, dawowa mai canzawa, rabon riba na prop-firm, ko kuɗaɗe ba. Ainihin sakamakon ciniki zai bambanta.
Tambayoyin da Ake Yawan Yi
Kana son cikakken tsarin sarrafa haɗari, ba hasashe kawai ba?
Tsarin karatu na Academy ya haɗa da sanin girman matsayi, saitunan ciniki, da ilimin halayyar ciniki da ke bayan tsayawa kan tsari lokacin da jerin asara ya faru.
Wannan na'urar lissafi don manufar ilimi ce kuma ba ta zama shawarar kuɗi ko tabbacin dawowa ba. Ciniki yana ɗauke da haɗarin asara. Duba bayyanar haɗari namu.